I have been looking for a new car for a while, and a Ford car is looking like a good choice but I need to consider the personal Ford car leasing options that available as I can’t afford to buy a car outright.FordCredit is the manufacturers own finance arm and is one of the world’s biggest automotive finance companies. They have finance plans to cater for a variety of needs, and the expertise to help me choose the right option, so I am sure I will find a package that suits my requirements.Ford Options is a personal contract purchase plan, where I can choose to ‘renew’, ‘return’ or ‘retain’ my Ford car at the end of the agreement. All cars will have a Guaranteed Minimum Future Value (GMFV) so I don’t need to worry about the cars value falling by the end of the agreement.
I can spread the payments out over 24, 30 or 36 months too, so I can pay what I can afford each month and as the repayments are fixed and regular there won’t be any nasty surprises.If I fancy a new car at the end of the agreed contract I can choose to renew by trading the car in at my local Ford Dealer, or privately once the money have been squared up. Any excess monies over the GMFV can be used as a deposit for a new car. There is the opportunity to renew before the end of the agreement to if I see another Ford car I like the look of, but I will have to settle the remaining balance first which is not ideal.I can also return the car at the end of the agreement, with no more to pay as long as the dealer deems that the car meets ‘fair wear and tear standards’ and provided I have not exceeded the agreed mileage. If I decided I want to keep it I can pay the GMFV and purchase fee and its all mine! Luckily the FordCredit will make contact way before the agreement is up so I’ll have time to decide what I want to do.
So that’s the Ford Options agreement, so what’s the Ford Options Cashplan? It’s very similar to the Options agreement in that you have a GMFV and the options to renew, return or retain you car, but you don’t have regular installments to pay, which is fine as long as you are good at planning your finances. The Ford Options Cashplan can be taken out over 12, 24 or 36 month terms, as opposed to 24, 30 or 36 months for the regular Ford Options agreement.The last Ford car leasing option is Ford Acquire, a traditional hire purchase plan where at the end of the agreement you will own the car as long as all payments have been cleared. It is probably the most flexible of the finance agreements, as repayments can be paid over anything from 12 to 60 months in installments that suit you.
Personally I think the Ford Options plan will suit me best, I have a regular wage and by paying a fixed amount each month I can budget better. Whichever Ford car leasing agreement suits you though its handy to know you can access account services online so there is always help just a click away!Amy Sawyer is an online marketing executive currently researching Ford outdoor car cover leasing.
What to Expect From a Ford Car Warranty
When buying a new Ford car, you should know all their vehicles are covered with a 3 year or 60,000 miles car warranty. This means you are well protected if any mechanical failure arises or faulty paintwork is discovered. Also, depending on the model you have, Ford offers a corrosion warranty for six to twelve years. The Ford car warranty gives you further assistance like roadside rescue, repair and recovery service and a so called Ford Assistance free for one year. This particular service means you have access to 24/7 assistance, whether you are in the UK or in any European country. Their warranty is quite comprehensive, making the first three years very comfortable to ride.Ford authorised repairers will provide any service or repairs, free of charge, if the issue is proved to be caused by a manufacturing error. The paintwork, possible corrosion, repaired parts and premature wear and tear are covered by separate policies. Do keep in mind that all warranties are still effective if you sell your car.
Through a base warranty authorised dealers will help you out with any repair or replacement of components which are found to be deficient because of a manufacturing defect. A parts warranty will offer you only original replacement parts, which meet the standards and quality that Ford guarantees. As the manufacturer states, in case you replace some components, the performance of your car won’t be affected and also, the market value won’t go down should you want to sell your car.There are some other types of warranties you can consider attaching to your contract, like the paint warranty, the corrosion protection warranty and the wear and tear Ford car warranty. They will repaint your car if needed and you got coverage against perforation or rust for 6 to 12 years, depending on the model you bought.
In the case of wear and tear parts, you should be careful in reading the specific clauses. Basically, there are two types of wear and tear parts. Some of them are covered, namely the components that are scheduled to be checked during maintenance service. The parts that are subject to specific conditions of use aren’t covered, and for these it is you, the owner, who is responsible for the treatment you apply on your car. While you have your base warranty still valid, you can count on the replacement or adjustment of many wear and tear parts, during the scheduled maintenance operations. Some examples are: drive belts, filters (for air, fuel, and oil), and spark plugs. Another category of wear and tear parts are covered only for the first year: wiper blades, light bulbs, and adjustment service for suspension, steering geometry, handbrake cables. You should note that brake discs, shoes and pads, or the clutch – are not covered by the warranty, as these are the most exposed to rapid deterioration.
With the time passing, your Ford car warranty will expire and then you can think about extending your warranty. Even if a Ford is believed to be cheaper to fix, now with all these modern cars even this brand will cost you a fortune to fix if you have to pay from your own pocket.It is all nice and sweet when you buy a new car that is covered by the manufacturer’s promise. As the car gets older, more technical problems arise, even if you keep the vehicle in good nick.
8 Ford Car Maintenance Tips for Women
During a recent podcast in the What Women Want series, blogger Becky Harks hosted a 30 minute question and answer session with Ford Motor Company Vehicle Dynamics Development Engineer, Cristina Rodriguez. The two women discussed car maintenance myths and Becky asked Cristina some questions on behalf of her female blog readers. Read on to see what Cristina had to share with Becky and the other women listening in cyberspace.How can women avoid being ripped off by a mechanic? Because many women are not experts in the field of car maintenance, many of them often feel that they are taken advantage of when they visit their local mechanic, especially if they have their kids with them when they visit the shop. According to the podcast, if women entered the repair shop feeling more confident in their car knowledge they would no longer be easy targets. Cristina suggests asking others about your car problem or searching online to find more information about what the issue might be before heading into the repair shop. That way, you’ll feel like you have an idea of what is going on with your car and you can talk to the mechanic without seeming clueless. Cristina also said that sometimes she will take a man with her to the repair shop, but she will still do all the talking. This will show the mechanic that you know what is going on and aren’t going to allow yourself to be taken advantage of.
Does high octane fuel really give better performance? Most engines are designed to take regular unleaded gasoline (87), which means that higher octane fuel doesn’t necessarily improve the performance of your Ford car. According to Cristina, if your vehicle does not require high octane fuel, you should just use regular unleaded fuel because it will save you money.Why do people get fuel flushes? People get fuel flushes in order to clean the fuel line. If there is an obstruction on the line, it can affect that car’s performance and a fuel flush may help. However, it’s not something that needs to be done regularly.Can you really go 12,000 miles without an oil change if you use synthetic oil? Synthetic oil is meant to use on vehicles that operate under extreme conditions or in extreme climates. Technically you could go longer without an oil change on synthetic oil, because it was developed to break down less than regular oil. However, it is best to use the oil that the car manufacturer recommends, which is usually not synthetic oil.
If you take your car into the shop for one thing, and the mechanic tells you 10 different things are wrong with it, what should be the highest priority if you have limited money to spend? Things that need to be fixed right away include anything related to the brakes, steering, tires, engine and transmission. Since the engine and transmission make the car go, if a problem is overlooked, it could cause bigger problems down the line. Even though they are often the most expensive to fix, they should be the first priority and never overlooked. Anything that is dealing with the under body of the car can be pushed aside, unless it’s making a strange noise or vibration. Then get it fixed as soon as possible.
Is it better to have your tires slightly under inflated or over inflated? Neither. The best thing to do is to follow the manufacturer’s instructions on what the tire pressure should be. Under or over inflating the tires will change their shape and affect performance, ride and fuel economy. If your tires are under inflated it can cause premature wear on the tires and cost you more money down the line.Does Ford have any plans to make a hybrid mini van? Ford has recently introduced the eco-boost engine which gives the performance of a bigger engine with more power, but has the fuel economy of a smaller engine. For instance, if you have a V6 eco-boost engine, you will have the power of a V8 with the fuel efficiency of a V6. According to Cristina, Ford is going to be using eco-boost technology into the different vehicles lines within the next few years.
How long can someone drive with the check engine light on? According to Cristina, it depends. Many times in Ford cars today, the check engine light comes on for something as small as forgetting to put the gas cap on tight enough. Other times it’s a malfunction in a sensor or the computer. These are minor problems that don’t need to be attended to immediately. However, if you can physically feel like something in the engine is running differently and the check engine light is on, you should get it checked out immediately.Where can women find reliable information about car maintenance online? According to Cristina, the Ford Motor Company Web site has a lot of great information. However, she recommends not going to just one source. If you are having car issues, check out a few difference sources online and compare. That way you’ll be able to weed out the facts from the myths.Rob Gillingham is the President and owner of Bob Gillingham Ford, located in Parma, Ohio, which sells a variety of new Ford cars and trucks, preowned and Ford classic vehicles.