Being involved in a road traffic accident is never a nice experience no matter how minor the accident might be. And when whiplash injuries are involved, our thoughts can quickly turn to how we are going to cope with time off work and how we are going to get our lives back on track. The good news is if you have been injured in an accident that was not your fault, then you are legally entitled to make a claim for financial compensation.
The extent of your injuries
How much compensation you can claim for your whiplash injuries depends on the extent of your injuries most of all as well as your recovery period. Whiplash injuries are graded on a scale of 1 – 3 with 1 being minor, 2 being moderate and 3 being severe.
Minor whiplash is the most common type of whiplash and the symptoms (neck pain, headaches, nausea) usually occur immediately or after a few hours. Moderate whiplash is diagnosed where there are signs of musculoskeletal trauma while severe whiplash is diagnosed where there are also signs of neurological trauma. The worse your whiplash injuries are, the more compensation you can effectively claim.
The average pay-outs for whiplash
Most whiplash claimants with minor whiplash receive £1,000 – £2,000 in compensation, but that amount rises sharply for moderate and severe whiplash. Most moderate whiplash claimants will receive £3,000 – £6,000 while most severe whiplash claimants will receive £5,000 – £10,000. The reason moderate and severe whiplash injuries have a much higher average pay-out that minor whiplash injuries, is because the recovery period is very usually months rather than weeks. It can even be years.
The extent of your injuries will be ascertained when you attend a medical examination set up by your solicitor, such as those at
The doctor or consultant examining you will be an expert in your type of injuries and they will thoroughly examine you and create a medical report related to your injuries, that your solicitor will then access. This medical report will be used as the main basis for coming up with a fair and proportionate compensation demand.
Also built into your compensation demand will be ‘special damages’. Special damages recover any and all financial losses related to your accident. So if you have been unable to go to work or you have lost overtime, or even if you have had to pay for public transport or specialist medical care, all of this can be claimed for. If your recovery period is in excess of a month, then you can expect a month’s wage to be added to your compensation demand. This will increase the total amount of compensation you receive exponentially.